If you choose, you can skip a payment on one or more loans up to once a year after six (6) payments have been made on the loan. To do this, please visit a branch or call us at 260.490.8328. A Skip-a-Payment form will be sent to you via email to sign electronically.

All borrowers/co-borrowers/co-signers on the loan must sign below and, in doing so, agree to the following terms and conditions. 

• A $35 participation fee will be assessed and must be paid at time of Skip-a-Payment processing.
• The payment will be deferred and the original term of the loan will be extended by one month.
• Interest will continue to accrue on the unpaid balance during this period.
• The next regular payment is due on the regular due date.
• All other terms of the original loan agreement are unchanged.