How do I use my EMV Debit Card? At retailers that have chip-enabled terminals, simply insert your debit card with chip and sign to authorize the transaction. At merchants that are not yet equipped with chip-enabled terminals, swipe and sign your name as usual. Have more questions? Submit a request 0 Comments Please sign in to leave a comment. Related articles How do I use my EMV Debit Card at a 3Rivers ATM? Can I change the payment due date on my Mastercard credit card?