What is the cut off time for processing regular bill payments? Standard bill payments are processed until 10PM ET, each business day. Have more questions? Submit a request 0 Comments Please sign in to leave a comment. Related articles How do I pay a 3Rivers loan/credit card/mortgage/line of credit? I forgot my password for Mobile Banking. How can I reset it? I forgot my user name. How do I retrieve it? What number do I call if I have a question or problem with my online bill payer? What is your mailing address/phone number?