What is the cut off time for processing regular bill payments? Standard bill payments are processed until 10PM ET, each business day. Have more questions? Submit a request 0 Comments Please sign in to leave a comment. Related articles What number do I call if I have a question or problem with my online bill payer? Vacation How can I apply for a loan on my smart phone or tablet? How do I wire money to a 3Rivers member? I want to send a payment to another person instead of a bill. Can I do that?