What is the cut off time for processing regular bill payments? Standard bill payments are processed until 10PM ET, each business day. Have more questions? Submit a request 0 Comments Please sign in to leave a comment. Related articles Can I send money to someone electronically, without paying a fee? What number do I call if I have a question or problem with my online bill payer? How do I pay a 3Rivers loan/credit card/mortgage/line of credit? Will I now be able to see pending transactions on the mobile app? When are the funds available for me to use?